Summit Advisory Group
Prudent Advice and Fiduciary Principles →
Retire with Confidence
Summit Advisory Group is an independent financial services firm serving clients throughout the greater New York and New Jersey area. Since 1991, we have developed our business by maintaining close, trusting relationships with each of our clients.
Services Overview →
Comprehensive planning for every stage of your financial life
Financial success rarely happens by accident – and preserving it requires thoughtful planning. As fiduciaries, every recommendation we make is grounded in objectivity and aligned with your best interests. Our role is not simply to manage investments, but to serve as your long-term financial partner – bringing clarity to complex decisions and structure to every stage of your financial life. Because no two retirements are alike, our process begins with understanding what matters most to you. From there, we develop a coordinated strategy designed to protect your wealth, enhance tax efficiency, and provide lasting financial confidence.
Retirement Planning
We build retirement strategies that maximize your income, protect your assets, and ensure you never outlive your savings.
Investment Management
Disciplined, goal-driven portfolios built around your risk tolerance, timeline, and vision — managed with ongoing attention and care.
Tax Strategy
Forward-looking tax planning to minimize your lifetime tax burden — including Roth conversion strategies, RMD planning, and more.
Estate Planning
Ensure your legacy is protected and your loved ones are cared for with thoughtful estate strategies and beneficiary planning.
Social Security Optimization
We help you determine the ideal time to claim benefits — potentially adding tens of thousands of dollars to your lifetime income.
Long-Term Care Planning
Protect your retirement from the potentially devastating costs of long-term care with strategies tailored to your situation.
Our Process →
A clear path to the summit of financial freedom
Our process is designed to be thorough, collaborative, and highly personalized. Step One: Discovery & Financial Assessment – Every relationship begins with a comprehensive conversation focused entirely on you. We ask that you bring key documents such as investment statements, tax returns, insurance policies, and estate documents so we can evaluate how the various components of your financial life are working together. Step Two: Analysis, Observations & Strategic Recommendations – After carefully reviewing the information you have shared, we meet again to walk you through our observations and provide clear, actionable recommendations tailored to your situation. We highlight where we believe we can add meaningful value – from improving tax efficiency and strengthening investment alignment to enhancing retirement income strategies and reducing unnecessary risk. If you choose to move forward, we implement your strategy with care and establish an ongoing review process designed to keep your plan aligned with your evolving needs.
Who We Serve →
Our practice is intentionally designed to support individuals and families facing complex decisions – particularly those approaching retirement or already living it. financial We frequently work with pre-retirees seeking structure before leaving the workforce, recently retired professionals refining their income strategy, corporate employees evaluating pension and benefit decisions, investors looking for greater coordination, and families focused on long-term financial stability. Our clients typically value disciplined guidance, proactive planning, and a trusted advisory relationship built for the long term.
Does your portfolio have too much risk? Or not enough?
Knowing your risk score can help you make appropriate investment choices. Find out your risk score with our Riskalyze tool!
Why Summit →
Independence that works for you
Choosing a financial advisor is one of the most important decisions you will make – particularly as retirement approaches and the margin for error narrows. Our mission is simple: deliver thoughtful, fiduciary-driven advice that helps you move forward with clarity, confidence, and peace of mind. Retirement planning is not simply one of the services we offer – it is the central focus of our practice. Through coordinated strategies, proactive tax awareness, and decades of experience guiding clients through evolving financial landscapes, we help bring clarity to complex decisions while supporting long-term financial confidence. Our advice is personal, never one-size-fits-all, and grounded in relationships rather than transactions. We are committed to serving as a long-term partner – helping you remain confident not only as you enter retirement, but throughout it.
What Makes Us Different
Retirement-focused planning is the central discipline of our firm. We lead with strategy before products, incorporate forward-looking tax awareness into our recommendations, and prioritize personal relationships built on trust. By aligning investments, tax strategy, retirement income, estate considerations, and risk management into a cohesive framework, we help transform financial complexity into clear direction. Experience brings perspective – and often calm – during changing markets. Our mission is to provide steady guidance so clients remain focused on long-term outcomes rather than short-term noise.
Join an Upcoming Seminar
We’re committed to helping you make informed decisions about your financial future. We invite all clients, referrals and visitors to attend our events.
Signature Promise →
Clarity in Strategy. Confidence in Retirement. Commitment for Life
Navigating today’s financial landscape can feel overwhelming
